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- Character / credit history
- Capacity / debt to income ratio
- Capital / liquid assets
- Conditions / purpose of the loan
- Collateral / loan security
- Property valuation / appraisal
- Property issues/risks
- Marketability
- Loan-to-value
- Debt / credit optimization
- Loan duration / exit strategy
- Lender recourse options
- Lender risk
- Pre-payment options
- Income analysis from all sources
- Market rentability
- Down payment source / accumulation
- Approval conditions
- Property title / liens