The Appraised Difference

The difference is bigger than you think

Our talented team of mortgage experts at The Appraised truly value all of our clients and we wanted to take a moment to introduce ourselves to give you the confidence and assurance that you will be taken care of with excellence throughout the entire financing process. We combine our passion for personal connections and exceptional client relationships with our ingenious problem-solving abilities and creative financing solutions. The result is a superior mortgage financing experience for each and every customer and business partner we service. We will embark on this journey together at a pace that you are comfortable with, one step at a time.

At The Appraised, our industry leading professionals and subject matter experts have access to more than 50 banks, credit unions, private financing companies, and alternative lenders. With a combined 25+ years of real estate and financing experience under our belt, not to mention the rock-solid relationships with all of our lender partners, you can rest assured that our team will do everything in our power to find innovative and effective solutions to make your mortgage financing goals a reality. Please note that if you have an existing mortgage approval or rate discount from a lender already, we would love to review the details to see if we can provide a lower cost alternative for you and your family; this is a free service we offer to all of our current and future clients.

We look forward to working with you in the very near future! Take care and remember to always Mortgage Properly.

Our team saves you from the headache of applying for loans with different lenders, shopping for competitive mortgage rates, and negotiating terms. We simplify the arduous process of applying for loans, back-and-forth communication required to underwriting a loan and ensure the transaction stays on track. When you work with us, we help eliminate the hassle by fast tracking the process for you.

We help you make the best decision when selecting your lender and the lender fees with your loan estimate. We take the loan estimate from each lender, place them side by side, and create a comparison chart for varying interest rates, fees, and closing costs. Our team provides transparency with a price comparison list, to ensure you make a well-informed choice in what is likely to be one of the largest purchases in your life.

Our team acts as a middleman between you and potential lenders. Our job is to work on your behalf with several banks to find mortgage lenders with competitive interest rates that best fit your needs. We provide the utmost support by working closely with a well-established team of highly reputable lenders.

As licensed and regulated financial professionals, we help you complete all the necessary tasks for a successful mortgage experience. These tasks include but are not limited to gathering documents, acquiring your credit history, verifying your income and employment, and using this information to apply for loans for you with several lenders in a short time frame.

Once you find the best loan and lender that works for you, we will coordinate with the bank’s underwriting department, the closing agent, and your real estate agent to ensure the transaction is as smooth as possible through closing day.

There are generally two ways to get a mortgage in Canada: from a bank or from a team of licensed mortgage professionals like ourselves. While a bank only offers the products from their particular institution, our team contributes to the millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions. We strive to offer our clients more choices, with access to hundreds of mortgage products! Our relationships are built on trust, confidence, and the security of knowing you are getting the best mortgage suitable to your diverse needs.

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, we believe in the importance of making an educated and informed decision with professional unbiased advice.

From the first consultation to the signing of your mortgage, our services are free. A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that we can provide solutions for you that your bank cannot.

Meet Our Leadership Team

Aly Chatur

President | Founder

With a big heart for helping others succeed, Aly created The Appraised to provide cutting edge solutions and services to help others finance the home of their dreams.

Aly has spent over 10 years of his career working as a Residential Mortgage Manager at one of the “Big Five ” banks. With a big passion for helping people from diverse backgrounds make well-informed financial and mortgage decisions, Aly founded The Appraised Financial Group Ltd. Aly provides his clients with access to the most innovative mortgage technology in the marketplace. Aly takes pride in his ability to seamlessly provide professional home financing advice and exceptional customer service to make your mortgage experience as comfortable and enjoyable as possible.

As a long time resident of Vancouver and a former UBC and BCIT alumni, Aly has established a broad network of clientele and professional relationships that enable him to become the go-to resource for financial expertise. Aly has always thought of others before himself, and truly stands out for his ability to create and maintain long-lasting relationships that support a wide variety of mortgage and home financing needs. With a big heart for helping others succeed, he created The Appraised to provide cutting edge solutions and services to help others finance the home of their dreams.

When it comes to your future, we’ve got your back, we’ve taken extensive measures to provide you with the best value and service possible. So before you head down to your bank, give us a call, the difference is bigger than you think.